Kenya’s High Court ruled Thursday that a recent amendment requiring citizens to register for a national biometric digital identification system overreached on some counts, such as allowing for links to DNA or GPS records, and failed to guarantee sufficient inclusion of Kenyan residents.
More than half of African countries are developing some form of biometric or digital national ID in response to major international calls to establish legal identification for the almost 1 billion people who now lack it. But this ID boom, also taking place outside Africa, often gets ahead of data protection laws, as occurred in Kenya.
When the rains failed to come last year in central Isiolo County, Kenya, Mohamed Dahir figured he might lose 40% of his herd of 400 sheep and goats. Like several million other pastoralists in northern Kenya and across the border in Somalia and Ethiopia, Dahir and his herd live migrating between pastures.
Dahir did indeed lose some animals, but he received a payout from an emerging kind of livestock insurance: based on predictions of vegetation growth in the area and how many animals that might harm, his index-based livestock insurance policy gave him 50,000 Kenyan shillings (about £370) in cash before the drought and its consequences really settled in. He was able to buy enough hay from distant counties to save 95% of his herd. Continue reading How Kenya’s herders got their livestock insured→
Debates about how best to avoid Nairobi traffic can take nearly as long as a drive across town. The city has three dozen traffic cameras downtown, but that’s not enough information for a city of over three million people. Traffic costs the city US $600 000 a day, by one estimate. IBM’s Nairobi lab, in beta since a year ago, tackled traffic early on and today launched a mobile application to help drivers avoid traffic. Continue reading IBM Nairobi Lab’s First Offering is a Traffic-Dodging Mobile App→
WANT to get some cash at automated teller machines in Nairobi? Don’t be surprised by the guards with machine guns. ATMs attract plenty of muggers and pickpockets.
Unsurprisingly, cashless transactions have been catching on fast in Nairobi and elsewhere in Africa. Microfinance organisations were among the pioneers. In Kenya, for instance, they started using M-PESA, the popular mobile money service, to hand out loans to small-time businesspeople in 2008, soon after its launch.
Musoni, a Kenyan microfinance firm with more than 10,000 customers and over $6.3m in loans since its launch in May 2010, is now taking the idea even further: in an effort to bypass banks and make microfinance more efficient, it has gone completely cashless—a worldwide first, claims Cameron Goldie-Scot, the firm’s chief operating officer.